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Certificate of Deposit Rates
Accurate as of August 23, 2010
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Type and Term
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Minimum Balance to
Open/to Obtain APY*
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APY*
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Their Future CD (1,2)
Daily Balances of
$10.00-249.99
$250.00 and up
|
$10/$10
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0.20%
2.10%
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32-181 Day CD
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$1,000/$1,000
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0.40%
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6 to <12 Months CD
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$1,000/$1,000
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0.84%
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12 to <24 Months CD
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$1,000/$1,000
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1.15%
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24 to <36 Months CD
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$1,000/$1,000
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1.36%
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36 to <48 Months CD
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$1,000/$1,000
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1.91%
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48 to <60 Months CD
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$1,000/$1,000
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2.12%
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60 Months or longer CD
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$1,000/$1,000
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2.22%
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12 Month Freedom CD (4)
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$5,000/$5,000
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0.50%
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Variable CD
6 to <12 Months (1)
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$1,000/$1,000
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0.84%
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Variable CD
12 to <30 Months (1)
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$1,000/$1,000
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1.26%
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Variable CD
30 Months or longer (1)
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$1,000/$1,000
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1.91%
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5-Year Fixed Income CD (3)
|
$10,000/$100
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2.20%
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10-Year Fixed Income CD (3)
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$10,000/$100
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3.40%
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15-Year Fixed Income CD (3)
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$10,000/$100
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3.90%
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20-Year Fixed Income CD (3)
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$10,000/$100
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4.00%
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* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal on all CDs. Fees could reduce the earnings on account.
1. The annual percentage yield may change after account opening.
2. The CD matures in May of the year the child is expected to graduate from high school.
3. The CD pays a monthly distribution. At maturity the balance of the CD is $0.
4. A penalty may be imposed for withdrawal made before 7-day deposit requirement.
Annual Percentage Yields (APY) are accurate as of August 23, 2010. For current rate information call 605-224-7391.
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