BankWest Personal Checking Accounts

personal checking accounts

Two words: Simple. Convenient. We've designed our checking menu to deliver useful benefits without excessive (or expensive) fluff. All of our accounts come with free online and mobile banking, as well as a free debit card. Choose the account that best meets your needs. New to BankWest? Ask about our switch agent.

ePlus Checking   Open Now
Earns interest and eliminates ATM fees!

  • Low $100 opening deposit
  • No minimum balance required
  • Free ATM check card
  • No ATM fees, regardless of whose machine is used or where
  • Electronic statements required
  • One waived overdraft fee
  • Earns interest (see below)
  • ePlus Reward Rate Requirements: Post 15 or more debit card transactions (excluding ATM transactions) per monthly qualification cycle and receive electronic statements.
  • $5.00 monthly service fee is waived when ePlus reward rate requirements are met

Current Interest Rates

ePlus Reward Rates
Daily balance of zero to $25,000 2.02 percent apy* on entire balance
Daily balance over $25,000 2.02 percent apy to 0.25 percent apy on daily balance depending on the balance in the account*
Minimum Interest Rate
Base rate if reward rate requirements are not met 0.25 percent apy* on average daily balance

*Annual Percentage Yield. APYs accurate as of January 1, 2016. Rates may change after account is opened. Balances up to $25,000 receive APY up to 2.02%; and balances over $25,000 earn 0.25% interest on the portion of the balance over $25,000, resulting in 2.02% - 0.25% APY depending on the balance in the account. Fees may reduce earnings on account. Restrictions may apply.

BW Basic Checking   Open Now
A basic account with no monthly service fee for customers who receive an e-Statement or meet relationship qualifications.

  • Low $100 opening deposit
  • No minimum balance required
  • Free online banking with bill pay
  • Free mobile banking
  • Unlimited check writing
  • e-Statement enrollment, primary account holder under age 18, a minimum daily balance of $1,500 or a qualifying automatic monthly deposit¹ of $500 or more waives $5.00 monthly paper statement fee.

1. A qualifiying monthly deposit is a direct deposit of your salary, pension, Social Security or other regular monthly income, electronically deposited by an employer or outside agency directly into your BankWest account. Transfers or deposits made at a bank or ATM do not qualify as a direct deposit.


Premier Checking
Everything you could ever want in a checking account. Itís truly concierge banking!

  • Low $100 opening deposit
  • Earn interest on minimum daily balances of $3,000 or more
  • $3,000 average daily balance required to waive $10 service fee
  • Free ATM check card
  • Free trust consultation
  • Free investment consultation
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